Perhaps today more than ever before, America’s retirees face an important question, “Do I have enough money to provide income for the rest of my life?”

With improvements in healthcare, diet and exercise habits, Americans are generally living longer lives and enjoying more active and vibrant retirements. Early retirement has also become more common, resulting in many retirees facing the challenge of outliving their retirement assets.

Knowing if you have enough money for retirement, and then planning to make that pool of money last, is the focus of the NextPhase Retirement Income Planning Process.

This proprietary time-segmented, inflation-adjusted strategy can help answer the key question: “Do I have enough retirement assets to last my lifetime?”

Check out NextPhase to learn more about having a life without limits


Securities America and its representatives do not provide tax or legal advice. Tax-law is subject to frequent change; therefore it is important to coordinate with your tax advisor for the latest IRS rulings and specific tax advice, prior to undertaking an investment plan. Any tax or legal information provided here is merely a summary of our understanding and interpretation of some of the current income tax regulations and is not exhaustive. Investors must consult their tax advisor or legal counsel for advice and information concerning their particular situation.

Diversification can be thought of as spreading your investment dollars into various asset classes to add balance to your portfolio. Although it doesn’t guarantee a profit, it may be able to reduce the volatility of your portfolio.