Our Services

We strive to maintain the highest ethical standards of integrity and professionalism in our relationships with our clients.

We believe that achievement is a process. Our approach is designed to take you through all the necessary steps and to assist you in the many areas of your financial life up and through retirement, including:

Retirement Income Planning

This is the main focus of our organization. We have concentrated on this specialty for over a decade with our time release funding strategy called NextPhase.

Specialist for Teachers and School Administrators

Providing retirement savings services through local public schools with the ASPIRE 403(b) program. Full service advisor for transitioning from employment to pensions with State Teachers Retirement System or Public Employees Retirement System.

Investment Planning

We help you determine your asset allocation needs, your risk tolerance, and income reliability. Then we recommend the appropriate investment vehicles in an effort to help you reach and exceed your goals.

Women’s Financial Needs

We dedicate ourselves in helping women because they have unique financial needs that other advisors may not understand.

Estate Planning

Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Fixing beneficiary designations and helping to reduce exposure to estate taxes. Plus full coordination with your tax advisor and estate attorney.

Tax Management

Designing strategies to help make sure you don’t needlessly incur tax expenses. Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists.

Risk Management

Reviewing existing insurance policies. Recommending policy changes when appropriate and finding Life Insurance and Long Term Care Insurance that addresses your situation.

Education

We believe that it is our responsibility to help educate our clients about all the aspects of their financial life. There have been so many benefit and legislation changes over the years that they often don’t know where to begin.

Education Funding

Recommending investment and accumulation strategies to help you pay for your children’s education.

Retirement Workshops

The focus of our workshops are to educate you on the steps that should be taken to help ensure financial independence in retirement. We also give free workshops on our Income for Life / NextPhase Program that uses our time release funding model.